Current LGI Homes Incentives
3.99% fixed rate available on eligible FHA/VA 5/1 ARM loans for the first 5 years, then adjustable annually with caps.
Have questions about these LGI Homes offers?
New construction incentives can stack with other programs and change without notice. An HGPG buyer’s agent can confirm what’s actually available, what’s negotiable, and how it stacks against other builders in the same area.
LGI Homes FAQs
Are LGI Homes incentives negotiable?
LGI Homes's posted incentives are typically baseline offers — additional concessions, design center credits, and rate buydown amounts can often be negotiated, especially on quick move-in inventory homes. An HGPG buyer's agent can advocate for those upgrades on your behalf at no cost to you.
Should I use my own agent when buying from LGI Homes?
Yes. LGI Homes's on-site sales reps work for the builder, not for you — they're paid to protect the builder's margins. An independent buyer's agent costs you nothing extra (their commission is paid by the builder out of the listing budget) and ensures someone is reviewing the contract, inspections, and incentive structure with your interests in mind.
What price range do LGI Homes new homes start at in Charlotte?
LGI Homes new construction in the Charlotte metro area is currently in the $280,000 - $450,000 range. Specific community pricing varies — schedule a tour and we'll send you a current price sheet.
Where does LGI Homes build in the Charlotte metro area?
LGI Homes builds across the greater Charlotte metro area, including Mecklenburg County, Fort Mill, Indian Land, Waxhaw, and surrounding communities in both North and South Carolina. Specific communities and inventory change frequently — reach out for a current map of available LGI Homes new construction near where you want to live.