DR Horton · Charlotte Metro
New homes from $250,000 - $450,000
America's largest homebuilder offering affordable new construction
Current DR Horton Incentives
Up to $78,990 in savings$20,000 design credits on dirt builds
3.5% down payment assistance via forgivable second lien, forgiven after 36 on-time payments
FHA loan with 3.5% down payment assistance, forgivable after 36 months of on-time payments
Up to $7,300 toward closing costs (alternative to rate buydown)
Up to $5,000 down payment assistance for qualified PRISMA employees
Up to $10,000 Flex Cash with any lender for closing costs, rate buydown, or options
Up to $7,500 in closing costs with Conventional loan, close by end of August
Expires August 31, 2026
Up to $7,500 in closing costs with FHA, USDA, VA loan, close by end of August
Expires August 31, 2026
Up to $10,000 towards closing costs for qualified buyers with DHI Mortgage
Price reduced as much as $46k on closeout homes
$11,990 price reduction on 13117 Bristlehead Way, Charlotte, NC (was $421,990, now $410,000)
$18,990 price reduction on 128 Fordingbridge Lane, Mooresville, NC (was $537,990, now $519,000)
$40,990 price reduction on 4218 Steel Way, Sherrills Ford, NC (was $359,990, now $319,000)
$78,990 price reduction on 8049 Kennesaw Drive, Gastonia, NC (was $423,990, now $345,000)
Blinds, fridge, washer, dryer (negotiable)
Free blinds, refrigerator, washer and dryer on Red Tag homes
Price drops starting at $40,000 on select red tag sale homes
$2k closing costs for cash buyers on Charlotte north side townhomes
0% down payment program available with preferred lender
$20,000 Flex Cash - use it your way
Cash buyers: $325,000 plus $2k closing costs, Charlotte north side townhomes
Townhomes reduced to $335,000, Charlotte north side
Townhome reduced to $330,000, Charlotte north side
5.75% rate with 100% financing through Home NOW Program
5.5% Conventional rate
Have questions about these DR Horton offers?
New construction incentives can stack with other programs and change without notice. An HGPG buyer’s agent can confirm what’s actually available, what’s negotiable, and how it stacks against other builders in the same area.
DR Horton FAQs
Are DR Horton incentives negotiable?
DR Horton's posted incentives are typically baseline offers — additional concessions, design center credits, and rate buydown amounts can often be negotiated, especially on quick move-in inventory homes. An HGPG buyer's agent can advocate for those upgrades on your behalf at no cost to you.
Should I use my own agent when buying from DR Horton?
Yes. DR Horton's on-site sales reps work for the builder, not for you — they're paid to protect the builder's margins. An independent buyer's agent costs you nothing extra (their commission is paid by the builder out of the listing budget) and ensures someone is reviewing the contract, inspections, and incentive structure with your interests in mind.
What price range do DR Horton new homes start at in Charlotte?
DR Horton new construction in the Charlotte metro area is currently in the $250,000 - $450,000 range. Specific community pricing varies — schedule a tour and we'll send you a current price sheet.
Where does DR Horton build in the Charlotte metro area?
DR Horton builds across the greater Charlotte metro area, including Mecklenburg County, Fort Mill, Indian Land, Waxhaw, and surrounding communities in both North and South Carolina. Specific communities and inventory change frequently — reach out for a current map of available DR Horton new construction near where you want to live.