DR Horton · Charlotte Metro
New homes from $250,000 - $450,000
America's largest homebuilder offering affordable new construction
Current DR Horton Incentives
Up to $15,000 in savingsUp to $5,000 down payment assistance for qualified PRISMA employees
Up to $15,000 in closing costs on select homes.
Up to $10,000 towards closing costs for qualified buyers with DHI Mortgage
Expires December 31, 2026
5.9% rate on Conventional loans for homes closing October-December
Expires January 31, 2027
Additional $5,000 Flex Cash for closing costs, rate buydown, or move-in package (refrigerator, washer, dryer, blinds)
Expires December 31, 2026
4.75% FHA 5/1 ARM on select homes, close by end of December.
Expires December 31, 2026
Red Tag Event sale prices on select homes, 10/9/26-11/1/26
Expires November 1, 2026
CHENOA 100% financing as low as 6.25% fixed with DHI Mortgage.
Home upgrades available on select homes during Red Tag Event
Expires November 1, 2026
Conventional 7/6 ARM as low as 5.25% with DHI Mortgage.
5.99% rate on Conventional fixed loans, close by end of year
Expires December 31, 2026
Up to $15,000 Flex Cash on homes that can close by December 2026, usable for closing costs, rate buydowns, or an appliance package (Red Tag Sale)
Expires December 31, 2026
5.5% rate on FHA/VA loans for homes closing in January
Expires January 31, 2027
$7,500 toward closing costs for homes closing in January
Expires January 31, 2027
Have questions about these DR Horton offers?
New construction incentives can stack with other programs and change without notice. An HGPG buyer’s agent can confirm what’s actually available, what’s negotiable, and how it stacks against other builders in the same area.
DR Horton Communities We Track
Charlotte-metro communities with active DR Horton inventory. Current pricing and listing counts update automatically.
DR Horton FAQs
Are DR Horton incentives negotiable?
DR Horton's posted incentives are typically baseline offers. Additional concessions, design center credits, and rate buydown amounts can often be negotiated, especially on quick move-in inventory homes. An HGPG buyer's agent can advocate for those upgrades on your behalf at no cost to you.
Should I use my own agent when buying from DR Horton?
Yes. DR Horton's on-site sales reps work for the builder, not for you. They're paid to protect the builder's margins. An independent buyer's agent costs you nothing extra (their commission is paid by the builder out of the listing budget) and ensures someone is reviewing the contract, inspections, and incentive structure with your interests in mind.
What price range do DR Horton new homes start at in Charlotte?
DR Horton new construction in the Charlotte metro area is currently in the $250,000 - $450,000 range. Specific community pricing varies, so schedule a tour and we'll send you a current price sheet.
Where does DR Horton build in the Charlotte metro area?
DR Horton builds across the greater Charlotte metro area, including Mecklenburg County, Fort Mill, Indian Land, Waxhaw, and surrounding communities in both North and South Carolina. Specific communities and inventory change frequently, so reach out for a current map of available DR Horton new construction near where you want to live.